The realistic timeline
Most suppliers release the block within a few days of the return inspection. Most banks then restore the limit within another three to ten working days.
Two weeks end to end is common and not a sign of a problem. Beyond three weeks it is worth asking questions.
What legitimately delays it
Damage under assessment
If anything was found at return, the deposit is held while the repair is quoted. This can take considerably longer than a routine release.
Pending fines or tolls
Some suppliers hold part of the deposit for the period in which toll and fine data arrives, which can be several weeks.
Weekends and public holidays
Banking days, not calendar days, are what count. A return before a holiday period adds time.
Card expiry or replacement
If the card used for the block has since been replaced, the release can fail and need manual handling.
Blocked funds versus a refund
A block that expires simply disappears from your available balance with no transaction. A charge that is refunded appears as a separate credit line.
Knowing which applied to your rental tells you what to look for on the statement — people often search for a refund that was never going to appear.
What to do if it has not returned
- Confirm with the bank whether a block is still showing against the card.
- Ask the supplier in writing for the release date and reference number.
- If a deduction was made, request the evidence for it.
- Escalate to the booking platform if the supplier does not respond.